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The Westburn Approach

At Westburn Finance, we pride ourselves in achieving the best and most suitable funding solutions for our clients in the North East of Scotland. It is our local, personal, and independent approach which has achieved the most competitive rates available for our clients for more than twenty years.

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Why Westburn?

Westburn Finance are recognised as the leading asset finance brokers in the North East, and we have built our dependable reputation for excellence through listening to our customers’ needs and offering them a local, personal and trustworthy service with their best interests at the core.

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Business/Corporate Finance

Westburn Finance can help your business fund many different assets, yet, the following are some of the most common:

Cars
Light & heavy commercial vehicles
Construction plant & equipment
Trailers
Coaches
Printing equipment
Agricultural & forestry equipment
Manufacturing machinery
Engineering equipment

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Get in touch with Westburn Finance today to find out how we can help you make your next purchase. There’s no obligation, so have a chat and we’ll see how we can help you.

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Jargon Free, no nonsense, finance assistance.


The length of time over which you take out an agreement. Common terms are 36, 48 or 60 months (3,4 or 5 years). 5 years is normally the maximum for cars, longer terms are available for caravans and motorhomes.
When you use your existing car as part-payment for a new one. Also known as a Trade In, or shortened to “Part Ex”.
Owing more on the finance agreement than your car is worth. Often referred to as “Neg Eq”.
This is the name given to the Balloon or Residual Value in PCP agreements. Unlike other agreements with PCP the finance company guarantees that your car will be worth this figure at the end of the agreement (assuming conditions such as mileage and servicing have been kept to). You have the option to hand the car back to the finance company at the end of your agreement.
Most car finance agreements will be a version of HP. This simply means an agreement to purchase goods by paying in instalments, but where you have the use of the goods while paying. You do not actually own the goods until the final payment has been made.
Covers you against any shortfall in payment should you write your car off or have it stolen while still paying for finance. There will be limits and conditions to most GAP policies.
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